credit score Articles

Are you asking what happens if I declare bankruptcy? You can find a comprehensive answer on our blog - Learn more at Pennymac.

January 23, 2023

The 2022 VA funding fee ranges from .5% to 3.6%. Learn more about this one-time fee at Pennymac.com.

October 12, 2022

You may have heard that time of year matters a lot for home prices, but that’s not the only factor when wondering, ‘when is the best time to buy a house?’

September 20, 2022

Getting a mortgage loan can feel overwhelming – but it doesn’t have to be. Get step-by-step information from Pennymac for a simple process.

August 2, 2022

Understand how mortgage rates work and get answers to your frequently asked questions.

July 25, 2022

Adding a co-borrower to your loan means that they are equally responsible for the mortgage and have equal ownership.

June 1, 2022

Learn how to improve your credit score before buying a home, plus explore ways to get a loan even if you have no credit.

August 28, 2019

Debt-to-Income ratio (DTI) is the amount of monthly debt you have compared to how much monthly gross income you earn. Learn how to calculate your own DTI and how DTI ratios vary for various types of loans.

May 3, 2018

You’re entitled by law to one free credit report annually each from the three national credit bureaus. Learn how to get your truly free credit report (and why it matters to banks, lenders, and your finances).

February 26, 2018