Mortgage & Interest Rate
News, Tips & Tools

Explore Pennymac's Learning Center for tips on mortgage rates, interest rates, home buying, refinancing & real estate. Stay informed to make smarter decisions.

 
Top Home Safety Tips

Home is where life happens, and life is full of the unexpected. Follow this home safety checklist for tips to reduce hazards, protect your space, and keep the ones you love safe.

July 11, 2025

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Top Home Safety Tips
Top Home Safety Tips

Home is where life happens, and life is full of the unexpected. Follow this home safety checklist for tips to reduce hazards, protect your space, and keep the ones you love safe.

July 11, 2025

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How to Pay Off Your Mortgage Faster: 7 Tips to Consider
How to Pay Off Your Mortgage Faster: 7 Tips to Consider

Learn how to pay off your mortgage faster with tips on extra payments, refinancing, and more. Explore pros, cons, and smart strategies to save on interest.

June 26, 2025

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Looking to Buy an Older Home? How to Know if It’s a Worthy Fixer-Upper or a Money Pit
Looking to Buy an Older Home? How to Know if It’s a Worthy Fixer-Upper or a Money Pit

Thinking of buying a fixer-upper? Learn what to consider before investing so you can make informed, confident decisions.

June 26, 2025

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How to Increase Your Curb Appeal
How to Increase Your Curb Appeal

Create lasting curb appeal with simple home updates. Find tips on landscaping, lighting, and small details that can increase your home’s value and charm.

June 26, 2025

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Make a Splash: Backyard Swimming Pool Alternatives
Make a Splash: Backyard Swimming Pool Alternatives

Discover creative ideas to transform your backyard into a summer oasis with beauty, fun, and relaxation—no in-ground pool required.

June 26, 2025

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The REO Guide: 10 Steps to Buying a Bank-Owned Home
The REO Guide: 10 Steps to Buying a Bank-Owned Home

Interested in a bank-owned home, but don’t know where to start? Follow Pennymac’s step-by-step guide to learn all about REO homes (and get ready to buy).

May 16, 2025

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Why Was My Mortgage Sold to Another Company?
Why Was My Mortgage Sold to Another Company?

Wondering why your mortgage was sold? Learn why mortgage companies sell loans, what it means for your payments, and how Pennymac supports your homeownership.

May 16, 2025

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The Cash-Out Refinance: Is It Right for You?
The Cash-Out Refinance: Is It Right for You?

Explore how a cash-out refinance lets you tap into home equity for cash while refinancing your mortgage. Learn the benefits, drawbacks, and if it's right for you.

April 16, 2025

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Everything You Need to Know About a Home Equity Line of Credit (HELOC)
Everything You Need to Know About a Home Equity Line of Credit (HELOC)

A home equity line of credit (HELOC) is a unique way to tap into your home equity. Learn how a HELOC works, its pros and cons and how it compares to a home equity loan and cash-out refinance.

April 15, 2025

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Everything You Need to Know About Home Equity Loans
Everything You Need to Know About Home Equity Loans

Turn your home equity into cash you can use today — without affecting your current mortgage. Explore the benefits of fixed-rate home equity loans and see if this option fits your financial needs and goals.

January 13, 2025

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Helpful Tools

Home Value
Estimator

See an instant estimate of your home's current value and view recent home sales in your area

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Mortgage
Calculators

See how much home you can afford, what kind of monthly mortgage payment you might have, the benefits of refinancing and more!

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