Mortgage & Interest Rate
News, Tips & Tools Page 12

Explore Pennymac's Learning Center for tips on mortgage rates, interest rates, home buying, refinancing & real estate. Stay informed to make smarter decisions.

 
Urban vs Suburban vs Rural Living: Where to Buy?

Looking to buy a new home? Where you live can greatly affect your lifestyle. Learn about the pros and cons of living in urban, suburban, and rural areas.

July 5, 2018

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Urban vs Suburban vs Rural Living: Where to Buy?
Urban vs Suburban vs Rural Living: Where to Buy?

Looking to buy a new home? Where you live can greatly affect your lifestyle. Learn about the pros and cons of living in urban, suburban, and rural areas.

July 5, 2018

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Real Estate and Mortgage Glossary
Real Estate and Mortgage Glossary

There are so many unique terms and abbreviations used in the homebuying process that it quickly becomes confusing. But it doesn't have to be. Learn common words, acronyms, and phrases used in the mortgage and real estate buying process.

June 18, 2018

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10 Unexpected Ways Your Loan Officer Can Help You
10 Unexpected Ways Your Loan Officer Can Help You

A loan officer can do more than help you get a mortgage loan. Here are 10 surprising ways a loan officer can help, from improving your credit score to refinancing to avoiding foreclosure.

June 14, 2018

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What Is Loan-to-Value (LTV) Ratio?
What Is Loan-to-Value (LTV) Ratio?

Whether you’re buying or refinancing, understand how Loan-to-Value (LTV) ratio impacts your mortgage options, eligibility and interest rates.

June 13, 2018

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Real Estate Agent vs Loan Officer: What's the Difference?
Real Estate Agent vs Loan Officer: What's the Difference?

Understand the differences between a real estate agent and a loan officer and learn how they each facilitate homeownership in their own way.

June 13, 2018

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Understanding Foreclosure: A Guide for Imperiled Homeowners
Understanding Foreclosure: A Guide for Imperiled Homeowners

This guide will take you through the foreclosure process, cover different types of foreclosures, discuss what you can expect with a foreclosure, and your options afterwards.

May 25, 2018

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The Loan Modification Guide: Understand Your Options
The Loan Modification Guide: Understand Your Options

If you are struggling to make your mortgage payments, a loan modification may help. See how a loan modification is different from a refinance, and learn more about different ways to modify a Conventional, VA, FHA or Jumbo loan.

May 24, 2018

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Make a Splash: Alternatives to the Backyard Pool
Make a Splash: Alternatives to the Backyard Pool

Learn more about alternatives to the traditional pool. Create a unique outdoor water feature or showcase your home with a fountain or a natural pond.

May 4, 2018

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What Is the Debt-to-Income (DTI) Ratio?
What Is the Debt-to-Income (DTI) Ratio?

Debt-to-Income ratio (DTI) is the amount of monthly debt you have compared to how much monthly gross income you earn. Learn how to calculate your own DTI and how DTI ratios vary for various types of loans.

May 3, 2018

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Behind On Your Mortgage Payments? Here’s How to Avoid Foreclosure
Behind On Your Mortgage Payments? Here’s How to Avoid Foreclosure

If you’re behind on mortgage payments, help is out there. Learn about available programs and solutions and discover why foreclosure is never a good option.

April 23, 2018

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