Mortgage News, Tips & Tools

Unbiased, useful info to help save you money, time and peace of mind during the mortgage process. If you have a mortgage or are about to get one, we think you'll find info here you can't always get elsewhere.

Should I Refinance My Mortgage? (And When Is the Best Time to Do It?)

Refinancing your home can be a strategic move for reaching your financial goals, but it’s important to understand how it works before taking the leap.

October 3, 2024

Should I Refinance My Mortgage? (And When Is the Best Time to Do It?)

Refinancing your home can be a strategic move for reaching your financial goals, but it’s important to understand how it works before taking the leap.

October 3, 2024

Refinancing Your FHA Loan to a Conventional Loan

Refinancing an FHA loan to a conventional loan offers several benefits, such as potentially eliminating the mortgage insurance premium. Here's an overview of the pros and cons and other factors to consider.

October 2, 2024

Key Property Features to Look for When House Hunting

Make an informed decision when buying a house by considering these key features. Learn what to look for and find your perfect home with Pennymac!

September 30, 2024

Types of Loans for Homeowners and Prospective Buyers

A breakdown of the most common home loans to help you find the one that’s right for you.

September 12, 2024

Affordable Lending: Homebuyer Assistance Programs

Homebuyer assistance programs can help you achieve your homeownership goals by providing down payment assistance, closing cost aid and lower interest rates.

September 11, 2024

Explaining the Home Loan Process Part 1: Getting Prepped

Preparation can set you up for success. Discover our educational series aimed at empowering homebuyers with the knowledge and confidence to navigate the home loan process.

September 4, 2024

Explaining the Home Loan Process Part 2: Completing a Home Loan Application Form

Filling out the Uniform Residential Loan application is the first formal step toward a mortgage. Take a look at the form’s purpose, a section-by-section breakdown and the information required for successful completion.

September 3, 2024

Explaining the Home Loan Process Part 3: Working with a Loan Processor and Mortgage Processing

Your Loan Processor plays a key role in securing your new home. Explore what they do and tips for facilitating a smooth mortgage experience.

September 2, 2024

Explaining the Home Loan Process Part 4: Mortgage Underwriting

During the underwriting stage, a lender evaluates your financial qualifications to determine your creditworthiness and loan risk. Here’s how it works and what to expect.

September 1, 2024